Disclaimer & User Agreement

Disclaimer & User Agreement

Pennystockspy.com owned and operated by Stockchat LLC, its principals, affiliates, representatives, subcontractors or agents (hereafter referred to as “007stockchat”) prepare and/or assist others in preparing and publishing oral and written information on selected companies and/or their securities in various contexts, including but not limited to corporate and business profiles, summaries, stock alerts, reports, and press releases (hereafter referred to as the “Information”) through various methods including but not limited to: (a) facsimile; (b) double opt-in spam compliant emails; (c) mail and courier; and (d) the world wide web, including but not limited to 007stockchat’s website atwww.Pennystockspy.comor under our social networking sites such as our twitter site ( www.twitter.com/pennystockspy).

No Information should be considered as a solicitation to purchase or sell the securities of the profiled companies. 007stockchat is not a registered investment adviser or a registered securities broker dealer. Stockchat LLC does not undertake or represent to make investment recommendations or advise pertaining to the purchase or sale of the securities discussed in the Information. The Information may pertain to small cap and/or thinly traded securities which by their very nature involve an extremely high degree of risk. An investment in these types of securities could result in the loss of some or all an investment in the company. Any securities of profiled companies classified as “penny stocks” are subject to the Securities and Exchange Commission’s penny stock rules; as such, any investment in such involves a high degree of risk and it may be difficult for any investor or shareholder to resell such securities.

The Information is disseminated to broker-dealers, members of the general public, readers of our website, and the financial community (collectively the “Recipients”) at the direction of the profiled companies or third party shareholders of the profiled companies and should be used by the Recipients for informational purposes only and even then the Information should only be used as a beginning point for further investigation. This is because 007stockchat: (a) only presents neutral or positive information regarding the profiled companies and its business prospects; and (b) does not present the risks or negative aspects associated with the profiled company or its securities. Accordingly, the Information is in of itself wholly inadequate to formulate any investment decision; therefore, we strongly advise against making any investment decisions solely based on the Information. It is imperative that you consult with your professional adviser, financial adviser, financial planner or attorney regarding the advisability of investing in any securities, especially with regard to penny stocks. In addition, you should consult with online services that are available free of charge at www.sec.gov, www.otcmarkets.com, www.finra.org, Google, or other websites that offer investment guides, valuable information pertaining to penny stocks and the risks of investing in penny stocks.

Statements contained in the Information that are not historical facts are forward looking statements that involve risks and uncertainties and may be identified by the use of terminology such as "believes", "expects", "may", "will", or "should", or "anticipates". Such statements should be read as being applicable to all related forward looking statements wherever they appear in any of the Information. The actual results of a profiled company's operations, financial condition or other aspects of its business could differ materially from those discussed in the corporate information.

Stockchat LLC always receives compensation from the profiled companies or third party shareholders in cash and/or compensation in the securities of a profiled company in connection with preparation and dissemination of the Information, most frequently in the form of securities in the name of a profiled company. Stockchat LLC regularly and routinely sells its securities compensation before, during and after its dissemination of the Information regarding the profiled companies, most frequently during the dissemination of the Information. You should be acutely aware that Stockchat LLC repeatedly sells its stock compensation while it is engaged in the dissemination of the Information, as well as before and after such dissemination. Many such securities sales occur during the dissemination of the Information and often occur within minutes, hours or days after Stockchat LLC first disseminates the Information to the Recipients. Stockchat LLC dissemination of the Information has resulted in the past and will in the future result in increases in the profiled company's securities trading volume, enabling Stockchat LLC to sell those securities at a profit. Additionally,Stockchat LLC's sale of the profiled company's securities concurrently with the dissemination of the Information, including the profiled company's profile, may enable Stockchat LLC to sell at a higher price for such shares, and may result in a diminished value to those buying the profiled company's securities.

Stockchat LLC is not a registered investment advisor or registered securities broker dealer and no information contained within the Information should be construed as investment advice or as a solicitation to offer, purchase or sell the securities; therefore, you should never use the Information as the only basis upon which you make an investment decision and understand that the use of our Information does not provide you with the possible benefits of receiving advice from a registered investment adviser or registered representative or a broker or dealer.

Stockchat LLC does not express any opinions, recommendations or viewpoints regarding the profiled companies or the securities, and has not conducted due diligence of any data or information contained in the Information. The Information is based solely upon data and information provided by the profiled companies and source believed to be accurate and reliable. All information is provided "as is" without warranty of any kind and Stockchat LLC does not endorse, independently verify, or assert the truthfulness, completeness, accuracy or reliability of the Information. The Recipients should not assume that material changes have not occurred since the publication and/or dissemination of in the Information. Recipients should not rely on the data or information contained in the Information in making an investment decision and should conduct their own research of the profiled companies. Stockchat LLC disclaims all express, implied, and statutory warranties of any kind to user and/or any third party including warranties as to accuracy, timeliness, completeness, merchantability, or fitness for any particular purpose. Stockchat LLC shall under no circumstance be liable to user, and/or any third party for any lost profits or lost opportunity, indirect, special, consequential, incidental, or punitive damages whatsoever, even if Stockchat LLC has been advised of the possibility of such damages. Each of the Recipients should consult with his or her legal, accounting, tax and financial advisers regarding any investment in the profiled companies or the securities of any profiled company.

Stockchat LLC does not provide stock recommendations; as such, none of the Information should be construed directly or indirectly or explicitly or impliedly, as stock recommendations and you should rely upon your professional adviser regarding such matters, including your registered broker, investment adviser or other qualified financial adviser. By using Stockchat LLC Information, you agree not to hold Stockchat LLC liable for any damages, financial or otherwise, that may occur due to any action you may take with respect to the Information.

With respect to profiled companies in which it owns securities, Stockchat LLC has an inherent conflict of interest with the Recipients, in which Stockchat LLC may favor their own interests over that of the Recipients, by selling its securities compensation during the publication of the Information or at any time.

The buying and selling of securities of profiled companies by Stockchat LLC and/or its principals, affiliates and representatives may negatively affect the volume or price of such securities, including price declines or price volatility .

The issuance of the securities of any profiled company to Stockchat LLC may cause shareholders and/or investors of such profiled companies to experience immediate and substantial dilution of their holdings and/or investments in any profiled companies. Future securities issuance to Stockchat LLC for services may also result in a reduction of (i) the book value or market price of any profiled company’s securities, (ii) shareholder voting power; and (iii) each shareholder's proportionate ownership of any profiled company.

Securities Act of 1933, Section 17(b), Pennystockspy.com is owned and operated by Stockchat LLC . Neither Stockchat LLC nor any of its affiliates, or employees shall be liable to you or anyone else for any loss or damages from use of this website, forum, chat or e-mail, caused in whole or part by its negligence or contingencies beyond its control in procuring, compiling, interpreting, reporting, or delivering this Web Site or e-mail and any contents. Since Stockchat LLC receives compensation and its employees or members of their families may hold stock in the profiled companies, there is an inherent conflict of interest in Stockchat LLC statements and opinions and such statements and opinions cannot be considered independent. Stockchat LLC and its management may benefit from any increase in the share prices of the profiled companies. Information contained herein contains “forward looking statements” within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities and Exchange Act of 1934. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical facts and may be “forward looking statements.

Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Stockchat LLC services are often paid for using free-trading shares. Stockchat LLC may be selling shares of stock at the same time the profile is being disseminated to potential investors; this should be viewed as a definite conflict of interest and as such, the reader should take this into consideration.

Stockchat LLC and or its affiliates will be selling shares in the clients profiled on this website. We may sell large quantities of shares in conjunction with profiles being distributed this will negatively impact the market. Investors are cautioned the 007stockchat holds a position in these securities and we fully intend to sell every share. Do not invest in any client profiled on this website unless you can afford to lose your entire investment.

Pennystockspy.com has been compensated $1,500 for a one day profile of PLPL on 2/22/12 by Non-Controlling Third Party.

Pennystockspy.com has been compensated $1,500 for a one day profile of HRID on 2/23/12 by Non-Controlling Third Party.